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- MICROCREDIT

AMKA wants to promote the improvement of living conditions of a localized social nucleus, stimulating the creation of a vituous economic circuit through the resumption of the productive activities.

Among others, the main idea identified by the Association is the plan to activate a microcredit program in order to sustain:

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- the handicraft article production in malachite, wood, bone and branch;
- maintenance agriculture;
- small commerce.

microcredit project
Type of participation
Budget 2004
Donor
contribution
- formation and technical attendance;
- participations of microcredit in order to start plans in agriculture, breeding, small commerce and handicraft.

12,000 Euro

After the first phase of identification of main parameters, of the location of mainly effective productive activities, we passed to the phase of identification of beneficiaries. As you can read in the Microcredit principles chart, the program previews the constitution of loyal groups of beneficiaries, composed by 5 persons.

Loans are granted singularly to the members of the group. An increasing number of persons will benefit of them, as the group will demonstrate to be able to fulfill to the obligations contracted. In this case, the found constitutes the main operating instrument for the program representing the warehouse to reach to offer the participants the possibility to recreate woven productive that ulterior autoalimenti and kinds development possibility.

The productive cycles must be short and much fast with delivery of the sums, investments, revenues and restitution of the money it draws near to you in the time. All that to the aim of being able to accompany the population supplying one constant work of attendance and formation is on the productive activities that on the management of the money.

The established sums have a reduced nominal value. The debit comes remunerato according to rates calculates to you on the base of the fair market values so as to to prevent that the process can become chronic and the loan is meant like donation. A job team supervisiona the selection of the candidates, the delivery of the understood one them, the advising during the production and the monitoring of lend to you carries out to you.

AMKA Katanga coordination supporting Team will operate in order to guarantee the connection with the communication and formation activities. He turns out to you final then will be collected in a pamphlet of documentation.