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PRINCIPLES |
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In carrying out its activities, AMKA operates following
to the following principles:
| 1. All activities of technical
structure must be guided by principles of solidarity and real
participation to the life of the villages with no distinction
of sex, race, tribe, religion and language |
| 2. The relationship with population must not be based
on authority and on power but it must be guided by an attitude
of real participation |
| 3. The main scope of the technical
structure is the support to the microentrepreneurs, by supporting
local productions, favoring commercialization of the products,
and facilitating processes of integration between different
operators in the field |
| 4. People involved in the plan as customers must engage
themselves to improve social condition of the their own family.
It will be necessary, then, to highlight a specific objctive
to realize (by using the benefits of activated microenterprise
) within an arc of established time |
| 5. Conditions to continue to receive
loans are the restitution of loans and the respect of the agreed
principles |
| 6. In the choice of the beneficiaries preferences of
any kind do not have to be made. The only option is to favour
poor people. Therefore, any choice must be made only by following
this criterion, based on fair and democratic principles |
| 7. Credits can be granted at individual
level only. Beneficiaries can be craftsmen, peasants, pedlars,
etc (personal or familiar enterprises). At least 80% of loans
must be granted to women. The access to credit is neither conditioned
by possession of real estate assets, nor to exhibition of other
probative documents. Professional acquaintances of the petitioner,
carried out working activities and "the market" that
these activities generate, are considered "financial"
guarantees |
| 8. In no case could be received requests of financing
from people who carries out illicit or degrading activities
for the person and the atmosphere or activities that make resorted
to the exploitation of minorile job |
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9. Beneficiaries must be organized in groups of 4/5
persons (loyal groups) that engage themselves to help each
other in the payment of the quotas, until the extinction of
the loan. The group acts as a means of pressure for the reimbursement
of loans because, in case a single member of the group don't
reimburse the loan, the other participants are responsible
and will have jointly and severally to give back the sums.
First loan of every group is not granted to all the members
of the group but to a pair, and then is extended to all other
members
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